Education Loans without collateral

Fly high and fulfill your study dream with an education loan up to 10 lacs


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What our student says


VidyaLoans Product Details

Offering the best suitable student-friendly terms in the Indian market


  • Loan amount upto 10 lacs
  • No Collateral required
  • Low rate of interest of 8.8-9.9%
  • Processing time of 15 working days*
  • Fixed processing fee of Rs. 10,000**


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Process Overview

Quick overview of our education loan process to help you understand better


Apply Education Loan in India

1. Apply

Drop a request and our loan officer will prequalify your profile. If eligible, make the processing fee payment and the loan process starts

2. Documentation

Your loan officer will guide you with the required documentation and application form. You arrange all of it and submit at the branch

Education Loan Documentation
Education Loan Process

3. Get sanction

The loan application will be processed and within 15 working days, the loan gets sanctioned.

Speak to the Loan Officer






*Once all the required documents are submitted by the student at the assigned branch

**18% GST (Rs. 1,800) should be added to this. In case the loan does not get sanctioned, 80% of the processing fee will be refunded without a question asked.