Education Loans without collateral

Fly high and fulfill your study dream with an education loan up to 10 lacs


Apply Now

What our students say


format_quote Banks told me the process would take more than 30 days when I approached them directly. VidyaLoans got it done in just 13 days! format_quote

- Nayan Bafna,
From Mumbai, Maharashtra
Going to OVGU Magdeburg, Germany
Unsecured 7.5 lacs sanctioned from SBI

format_quote My college counselor recommended me to apply via VidyaLoans. That advice really helped to get the process done, quickly & professionally. format_quote

- Manasa Nadimpalli,
From Hyderabad, Telangana
Going to ICFAI Business School, India
Unsecured 7.5 lacs sanctioned from SBI

format_quote At times I felt my loan would not be sanctioned. But, VidyaLoans' expertise has helped to get it done before the payment deadlines format_quote

- Athul Mohandas,
From Kochi, Kerala
Going to Seneca College, Canada
Unsecured 7.5 lacs sanctioned from SBI

format_quote Vidyaloans processing officer helped me with the entire loan documentation process, along with carefully filling & submitting the VidyaLakshmi form format_quote

- Vidhya H. S.
From Bangalore, Karnataka
Going to RWU of Applied Sciences, Germany
Unsecured 7.5 lacs sanctioned from SBI

VidyaLoans Product Details

Offering the best suitable student-friendly terms in the Indian market


  • Loan amount upto 10 lacs
  • No Collateral required
  • Low rate of interest of 8.8-9.9%
  • Processing time of 15 working days*
  • Fixed processing fee of Rs. 10,000**


Apply Now

Process Overview

Quick overview of our education loan process to help you understand better


Apply Education Loan in India

1. Apply

Drop a request and our loan officer will prequalify your profile. If eligible, make the processing fee payment and the loan process starts

2. Documentation

Your loan officer will guide you with the required documentation and application form. You arrange all of it and submit at the branch

Education Loan Documentation
Education Loan Process

3. Get sanction

The loan application will be processed and within 15 working days, the loan gets sanctioned.

Speak to the Loan Officer






*Once all the required documents are submitted by the student at the assigned branch

**18% GST (Rs. 1,800) should be added to this. In case the loan does not get sanctioned, 80% of the processing fee will be refunded without a question asked.